Online Crypto Casino Singapore - Best Bitcoin Casino Options

Updated: 18th of September 2026

Singapore has no licensed online casino market, which is why many players turn to offshore crypto casinos for access, speed and privacy. This page compares ten crypto casino sites on coin support, payout speed, no-KYC policies, bonuses and licensing so you can weigh them against each other.

Top Crypto Casino Sites for Singapore Players

Betpanda
1 BTC Sign-Up Bonus
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CoinPoker Casino
200% up to €25,000 + 50 FS
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Cryptorino
100% Match Bonus Up To 1 BTC + 10% Weekly Cashback
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Punkz
20,000 USDT Welcome Bonus + 15% Cashback
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HyperLucky
20% Daily Cashback up to $10,000 + 100 Free Spins
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Winna
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Thrill
Up to 70% rakeback + 10% cashback
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BC Game
Four Match Bonuses Up To $4,000 + 400 Free Spins
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wild.io
Up to 350% Welcome Package on Your First 3 Deposits + 200 Free Spins
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Vave
Up to 550 USDT Bonus + up to €75 Free Bet + 5% Cashback
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Cybet
100% Match up to $1,000 + 50 Free Spins
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Wolf.io
400% Bonus up to $10000 + 300 Free Spins
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BetPlay
100% up to 5,000 USDT
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Rakebit
100% Rakeback Up To $1,000
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CasinoCrypto
350% Bonus Up To 35,000 USDT + 777 Free Spins
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Lucky Block
200% Bonus Up To 25000$ + 50 Free Spins
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BetNinja
100% up to $2,500 + 100 Free Spins
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BlockBet
150% deposit match + 200 free spins
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TG Casino
200% Match Bonus Up To 10 ETH + 50 Free Spins
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Crypto-Games
200% Welcome Offer
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Casinok
300% up to $6,000 + 777 Free Spins + 10% Cashback
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Jack
100 Free Spins
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MagicianBet
101% No Wagering Bonus + 333% Mega Deposit Bonus
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Shuffle
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LuckyAnon
420% Bonus up to + 175 FS
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Metaspins
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Betfury
590% Up To $10,500 + 225 Free Spins
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Blockspins
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Betgoat
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Casinobit
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Royalen
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7bit
325% Welcome Bonus Up To $5,400 + 250 Free Spins
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Instaspin
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MegaDice
200% Bonus Up To 1 BTC + 50 Free Spins
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Golden Panda
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WSM Casino
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What makes a crypto casino Singapore worth considering in 2026

Singapore residents have no domestically licensed online casino to turn to — the Remote Gambling Act keeps that market narrow and largely restricted to a couple of exempt operators. That gap is why interest in crypto casino Singapore searches has grown: offshore sites accepting Bitcoin, Ethereum, USDT and other coins offer game variety, fast payouts and, in many cases, minimal identity checks that regulated markets don't provide. This page compares ten such crypto casino sites against each other on the criteria that matter most for this audience: which coins they accept, how quickly they pay out, how strict their verification really is, what their bonuses actually cost you in wagering, and what licence — if any — stands behind them.

None of the operators below hold a Singapore gambling licence, because no such licence exists for this kind of offshore crypto casino. They operate under overseas licensing regimes, most commonly Curaçao, Costa Rica corporate registration, or in some cases no formal gambling licence at all. That distinction matters and is addressed operator by operator, along with the wider legal grey area for Singapore players.

How we compared these crypto casino sites

Every entry on this list was assessed against published information from each operator's site: their listed supported cryptocurrencies, stated licensing, published bonus terms and wagering conditions, advertised payout timeframes, game provider partnerships, and stated verification policy. Where an operator does not publish a detail — such as an independent RNG audit certificate or a specific withdrawal limit — that gap is noted rather than filled in with a guess. Ratings reflect the publisher's own editorial assessment of this combined evidence, not independent lab testing or firsthand deposit-and-withdraw trials. Commercial relationships with some of these operators exist, and inclusion or ranking position can be influenced by those relationships, so use this comparison alongside your own research into current licensing and terms before depositing.

Betpanda

Betpanda tops this list for players who want a straightforward crypto-first casino without an overwhelming number of steps to get playing. Its headline 1 BTC sign-up bonus is a substantial figure on paper, and like any Bitcoin-denominated bonus, its real value depends heavily on Bitcoin's SGD price at the time you clear it and the wagering conditions attached — always check the current terms before assuming the advertised figure is what you'll actually receive.

Year Launched2021
Amount of Games3,500+
Payout TimeUnder 30 minutes for most crypto withdrawals
Bonus Wagering Requirement35x bonus amount
Minimum DepositEquivalent of 10 USDT
Top Game ProvidersPragmatic Play, Evolution, Hacksaw Gaming

Pros

  • Large headline bonus in Bitcoin terms
  • Wide slot and live casino library
  • Fast crypto withdrawal processing on most requests

Cons

  • Bonus value fluctuates with Bitcoin's market price
  • No published independent RNG audit certificate
  • Wagering requirement applies across a fairly wide range of games at reduced contribution rates

CoinPoker Casino

CoinPoker Casino stands out from a purely casino-focused list because of its poker room heritage, alongside a large 200% deposit match up to €25,000 and 50 free spins. For players who want both poker and slots in one crypto wallet, this dual focus is the main differentiator versus the rest of this list.

Year Launched2019
Amount of Games2,000+ plus a dedicated poker platform
Payout TimeTypically under 2 hours for crypto
Bonus Wagering Requirement40x deposit plus bonus
Minimum DepositEquivalent of 20 USDT
Top Game ProvidersNetEnt, Pragmatic Play, in-house poker software

Pros

  • Combines a poker ecosystem with slots and live tables
  • High percentage match on the welcome bonus
  • Uses its own CHP token alongside major cryptocurrencies

Cons

  • The €25,000 cap is only reachable with a very large qualifying deposit
  • 40x wagering is on the higher end for this comparison
  • Slot library is smaller than dedicated casino-first competitors

Cryptorino

Cryptorino pairs a 100% match bonus up to 1 BTC with an ongoing 10% weekly cashback, which rewards regular players rather than only new sign-ups. That combination of an upfront match plus a recurring cashback loop is the main reason it ranks highly here for players thinking beyond the first deposit.

Year Launched2022
Amount of Games4,000+
Payout TimeUnder 1 hour for most coins
Bonus Wagering Requirement30x bonus amount
Minimum DepositEquivalent of 15 USDT
Top Game ProvidersEvolution, Pragmatic Play, Relax Gaming

Pros

  • Weekly cashback adds ongoing value beyond the welcome offer
  • Large game library across slots and live dealer tables
  • Comparatively low 30x wagering requirement

Cons

  • 1 BTC bonus cap requires a large deposit to reach in full
  • Cashback percentage and calculation basis should be confirmed directly, as terms can change
  • No published third-party RNG certification found

Punkz

Punkz's 20,000 USDT welcome bonus plus 15% cashback is denominated in a stablecoin rather than a volatile coin like Bitcoin, which removes the price-swing uncertainty that comes with BTC-denominated offers elsewhere on this list. That stability makes the headline figure easier to plan around, though the wagering conditions still need checking before you rely on the full amount being reachable.

Year Launched2023
Amount of Games3,000+
Payout TimeUnder 1 hour for USDT and USDC
Bonus Wagering Requirement35x deposit plus bonus
Minimum DepositEquivalent of 20 USDT
Top Game ProvidersPragmatic Play, Evolution, BGaming

Pros

  • Stablecoin-denominated bonus avoids crypto price swings affecting the offer value
  • 15% cashback supplements the welcome match
  • Broad slot catalogue from established providers

Cons

  • 35x wagering on deposit plus bonus is a meaningful hurdle for the full 20,000 USDT tier
  • Newer operator with a shorter public track record than some competitors
  • Live dealer selection is smaller than the slot catalogue

HyperLucky

HyperLucky's structure leans on daily rewards rather than a single upfront bonus, offering 20% daily cashback up to $10,000 alongside 100 free spins. For players who gamble frequently and want compounding value over a single big welcome hit, this daily cashback model is the main distinguishing factor.

Year Launched2022
Amount of Games2,800+
Payout TimeUnder 2 hours for crypto withdrawals
Bonus Wagering Requirement25x cashback amount
Minimum DepositEquivalent of 10 USDT
Top Game ProvidersPragmatic Play, Hacksaw Gaming, Nolimit City

Pros

  • Daily cashback rewards frequent play rather than only a first deposit
  • Comparatively low 25x wagering on cashback funds
  • Includes 100 free spins alongside the cashback structure

Cons

  • $10,000 daily cap will only matter to high-volume players
  • Daily cashback calculation methodology should be verified directly against current terms
  • Smaller game catalogue than the largest operators on this list

Winna

Winna sits mid-list here, and its published offer details were limited at the time of writing, so this assessment leans on general category positioning rather than a fully documented promotional breakdown. Players considering Winna should confirm current bonus terms, wagering requirements and supported coins directly before depositing, since that level of detail wasn't independently confirmable from available public information.

Year Launched2023
Amount of Games2,500+
Payout TimeTypically under 2 hours
Bonus Wagering RequirementNot independently confirmed
Minimum DepositEquivalent of 15 USDT
Top Game ProvidersPragmatic Play, Evolution

Pros

  • Crypto-native deposit and withdrawal flow
  • Slot and live casino coverage from established providers
  • Positioned within the mid-to-upper tier of this comparison

Cons

  • Full bonus terms and wagering conditions were not clearly published at time of review
  • Shorter operating history than several higher-ranked competitors
  • Independent RNG certification not confirmed

Thrill

Thrill's up to 70% rakeback plus 10% cashback structure targets players who wager large volumes, since rakeback returns a percentage of what you've already staked rather than matching a deposit. This model tends to suit crash game and dice players more than occasional slot spinners, because rakeback value scales with turnover.

Year Launched2021
Amount of Games3,200+
Payout TimeUnder 1 hour for most crypto
Bonus Wagering RequirementRakeback has no separate wagering tier
Minimum DepositEquivalent of 10 USDT
Top Game ProvidersPragmatic Play, Evolution, in-house originals

Pros

  • Rakeback rewards volume rather than requiring a large upfront deposit
  • Strong selection of in-house originals like crash and dice
  • Fast crypto payout processing

Cons

  • Rakeback model favors high-volume players over casual ones
  • Live dealer table selection is narrower than pure slot-focused competitors
  • Exact rakeback tier thresholds should be checked directly against current published terms

BC Game

BC Game is one of the more established names on this list, offering four separate match bonuses totalling up to $4,000 plus 400 free spins spread across multiple deposits rather than a single first-deposit match. This tiered structure gives newer players room to build up bonus value across their first few deposits instead of needing one large deposit upfront.

Year Launched2017
Amount of Games7,000+
Payout TimeUnder 30 minutes for most coins
Bonus Wagering Requirement40x each match bonus
Minimum DepositEquivalent of 10 USDT
Top Game ProvidersPragmatic Play, Evolution, NetEnt

Pros

  • One of the largest game catalogues in this comparison
  • Bonus spread across four deposits lowers the barrier to claiming value
  • Long operating history relative to newer competitors

Cons

  • 40x wagering per bonus tier adds up across four separate matches
  • Free spins are typically restricted to specific slot titles
  • Large catalogue can make finding specific game types slower without good filters

wild.io

wild.io's welcome package runs up to 350% across the first three deposits plus 200 free spins, giving it one of the highest percentage-based matches on this list when spread across multiple deposits rather than concentrated in one. Players should note that spreading a bonus across three deposits also means the full wagering obligation from each tier stacks up before withdrawal.

Year Launched2022
Amount of Games5,000+
Payout TimeUnder 1 hour for crypto
Bonus Wagering Requirement40x bonus amount per deposit
Minimum DepositEquivalent of 20 USDT
Top Game ProvidersPragmatic Play, Evolution, Hacksaw Gaming

Pros

  • High combined percentage match across three deposits
  • Broad slot and live casino selection
  • 200 free spins add value beyond the deposit match itself

Cons

  • Requires three separate deposits to unlock the full 350% figure
  • 40x wagering per deposit tier accumulates across the whole package
  • Free spin game restrictions apply, as is standard industry practice

Vave

Vave rounds out this list with a bonus that spans both casino and sportsbook: up to 550 USDT bonus, a free bet up to €75, and 5% cashback. That sportsbook crossover makes Vave the most relevant option here for players who want to move between crypto casino games and sports betting from a single wallet.

Year Launched2022
Amount of Games3,800+ plus a full sportsbook
Payout TimeUnder 1 hour for most crypto
Bonus Wagering Requirement35x deposit plus bonus
Minimum DepositEquivalent of 10 USDT
Top Game ProvidersPragmatic Play, Evolution, Betsoft

Pros

  • Combines casino and sportsbook bonuses in one welcome package
  • Free bet component adds value for sports bettors specifically
  • 5% cashback supplements the main welcome offer

Cons

  • Sportsbook free bet has separate minimum odds conditions to check
  • Casino game library is smaller than dedicated casino-first competitors on this list
  • 35x wagering applies before either the casino or sports portion can be withdrawn

Supported cryptocurrencies: BTC, ETH, LTC, USDT, USDC, Dogecoin and altcoins

Coin support is one of the clearest ways these crypto casino sites differentiate themselves. Bitcoin (BTC) remains the most universally accepted deposit and withdrawal method across every operator on this list, valued for its recognition and liquidity, though its network confirmation times are typically slower than newer chains and its price swings can materially change what a BTC-denominated bonus is worth by the time you clear it. Ethereum (ETH) is close behind in acceptance and benefits from a large ecosystem, but gas fees on the Ethereum network can spike during busy periods, eating into smaller deposits or withdrawals.

Litecoin (LTC) has built a reputation among crypto casino players specifically because of its fast confirmation times and low transaction fees, making it a practical choice for frequent small transactions rather than one-off large deposits. Dogecoin, originally a novelty coin, is now widely accepted at crypto casinos and shares Litecoin's advantage of low fees, though its price is notably volatile even by crypto standards.

Stablecoins — chiefly Tether (USDT) and USD Coin (USDC) — solve the volatility problem directly by pegging their value to the US dollar. Depositing and withdrawing in a stablecoin means the SGD value of your bankroll doesn't shift with the wider crypto market while it sits in your casino account, which several operators on this list (Punkz and Vave, in particular) lean into with stablecoin-denominated bonuses. Beyond these core coins, altcoin support varies significantly between operators; some accept a long tail of smaller tokens, while others restrict deposits to the handful of major coins listed above. Always confirm current supported coins directly with the operator, since these lists change.

How on-chain deposits and withdrawals actually work

Unlike a bank transfer or card payment, a crypto deposit is an on-chain transaction: you send coins from your wallet to an address the casino generates, and the transaction needs network confirmations before the casino credits your balance. This is why deposit speed varies by coin — Bitcoin transactions typically need multiple confirmations and can take longer during network congestion, while Litecoin, Dogecoin and most stablecoin transfers on faster networks confirm more quickly. Withdrawals work in reverse: the casino sends coins to your wallet address, and once that transaction confirms on-chain, the funds are yours regardless of what the casino's own dashboard shows.

This distinction between operator approval and network settlement matters for understanding "instant withdrawal" claims. An operator approving your withdrawal request quickly is a different thing from the funds actually confirming in your wallet — the second step depends on the blockchain itself, not the casino. Withdrawal limits also apply at most operators, often scaling with your account's verification level or lifetime deposit volume, and these limits are rarely disclosed in full on marketing pages, so check an operator's terms directly for your specific coin and tier.

Do you need a self-custody wallet before you start?

Yes, in almost every case. To deposit at any crypto casino you need somewhere to hold coins first — either a self-custody wallet where you control the private keys, or an account with a centralized exchange that lets you buy and send crypto directly. Self-custody wallets give you full control and are generally recommended for anyone planning to hold crypto for more than a brief transaction, but they also mean you're solely responsible for securing your seed phrase; lose it and there's no recovery process. For players newer to crypto, this setup step is often the biggest friction point before ever placing a bet, and it's worth budgeting time to understand wallet security, network fees and confirmation times before making a first deposit.

No-KYC play versus identity verification requirements

"No-KYC" is one of the most searched terms around crypto casinos, and it's worth being precise about what it actually means in practice. Most operators on this list allow deposits, play and withdrawals up to certain thresholds without requesting a passport or proof of address, which appeals strongly to privacy and speed-focused players. However, essentially every crypto casino reserves contractual rights to demand identity verification above certain withdrawal amounts, when an account triggers anti-fraud or anti-money-laundering flags, or as a condition of resolving a dispute. Treat advertised no-KYC positioning as reduced friction for typical-sized play, not as a permanent, unconditional exemption. It's also worth stating plainly: no-KYC play does not provide a way to hide income or avoid tax obligations, and players remain responsible for their own tax and legal compliance regardless of an operator's verification policy.

Provably fair gaming and RNG certification

Provably fair gaming is a cryptographic method — common in crash games, dice and Plinko-style originals — that lets a player verify after the fact that a game's outcome wasn't manipulated, typically by checking a seed value against the published result. This is distinct from RNG certification, which involves an independent testing lab certifying that a game's random number generator meets fairness standards; this applies more to traditional slots, blackjack, roulette and baccarat titles licensed from third-party studios like Pragmatic Play, Evolution and NetEnt rather than to in-house originals. Not every operator on this list publishes third-party audit certificates for their originals, and where that information wasn't confirmable from public sources, it's flagged rather than assumed in the individual reviews above.

Slots, live dealer tables and originals: what's actually on offer

Every operator on this list runs a substantial slot library sourced from established studios such as Pragmatic Play, Evolution and NetEnt, alongside live dealer blackjack, roulette and baccarat tables staffed by real dealers streamed in real time. Beyond these standard categories, most of these crypto casino sites also run their own house-branded originals — crash games, dice and Plinko among the most common — which tend to be the titles built specifically for provably fair verification. Crash games in particular have become a signature crypto casino product: a multiplier climbs until it "crashes," and players cash out before that happens, with round outcomes checkable against the provably fair seed. Game catalogue size and specific title availability vary by operator and are noted in each write-up above where that information was available.

Welcome bonuses, wagering requirements and how to read the fine print

Every headline crypto casino bonus figure on this list needs to be read alongside its wagering requirement to understand what it's actually worth. A wagering requirement (also called a playthrough requirement) is the total amount you must stake before bonus-related winnings become withdrawable. As a worked example using stated assumptions only: if an operator offers a 100% match on a 200 USDT deposit with 35x wagering on the bonus amount, you'd need to wager 200 USDT × 35 = 7,000 USDT in total gameplay before that bonus portion clears — a substantial amount that takes many game rounds to satisfy, and this example is illustrative only, not a claim about any specific operator's exact current terms.

Beyond the headline multiple, check which games count toward wagering (table games often contribute less than slots), whether there's a maximum bet size while a bonus is active, an expiry window to clear it, and any cap on how much you can ultimately withdraw from bonus winnings. No deposit bonuses — smaller amounts of free credit given without requiring a deposit — exist at some crypto casinos too, and typically carry even higher wagering requirements or lower maximum withdrawal caps than deposit-match bonuses, precisely because the operator is taking on more risk offering them for free.

Reload bonuses and VIP or loyalty programmes reward continued play rather than just sign-up, often through tiered rakeback percentages, periodic cashback, or exclusive promotions as you climb loyalty levels. Thrill and Cryptorino on this list lean specifically into rakeback and cashback models rather than one-off matches, which tends to suit higher-volume players more than occasional ones.

Comparing deposit and withdrawal conditions across payment methods

While this list focuses on crypto-first casinos, it's useful to understand how common payment methods compare generally, since some operators may support a mix of crypto and traditional rails.

MethodTypical Use CaseRelative Speed
Bitcoin (BTC)Widely accepted deposit/withdrawal coinModerate, network-dependent
Ethereum (ETH)Common deposit/withdrawal coinModerate, gas-fee dependent
Litecoin (LTC)Frequent small transactionsFast, low fees
Tether (USDT)Stable-value deposits and bonusesFast on most supported networks
USD Coin (USDC)Stable-value deposits and bonusesFast on most supported networks
DogecoinLow-fee casual transactionsFast
Bank transferTraditional fiat rail where offeredSlower, subject to bank processing
Debit/credit cardFiat-to-crypto onramp at exchangesFast for purchase, not for casino deposit itself
E-walletsUsed mainly to fund exchange accountsVaries by provider
Prepaid vouchersAnonymity-focused fiat onrampVaries by provider

For most players using these crypto casino sites, the practical path is: buy crypto through an exchange using a bank transfer or card, move it to a self-custody wallet, then deposit on-chain to the casino. Withdrawal limits, minimum deposit thresholds and processing fees differ by operator and coin, and figures quoted in individual reviews above reflect published information rather than independently tested results.

Licensing, the legal grey area and who can actually play

None of the operators compared here hold a Singapore gambling licence, because Singapore's Remote Gambling Act does not license or regulate offshore crypto casinos for use by residents. Most operators on this list are licensed instead in jurisdictions such as Curaçao, which have their own regulatory standards, distinct complaints processes, and different consumer protections than a Singapore-issued licence would provide. This creates a genuine legal grey area: Singapore law doesn't explicitly authorize residents to use these sites, but it also doesn't specifically criminalize an individual player's use of an offshore crypto casino in the way it targets unlicensed local operators. If you're uncertain how this applies to your specific circumstances, a qualified legal professional is the right source for definitive guidance, not this page.

Age eligibility is non-negotiable regardless of jurisdiction: every operator here requires players to be at least 18, and some jurisdictions or specific site terms may set a higher minimum. Fund security varies by operator and is generally supported through measures like two-factor authentication (2FA), cold storage of casino reserves, and account-level withdrawal controls, though the specific protections in place differ by site and weren't independently verified for this comparison beyond published claims.

Responsible gambling tools and crypto-specific risks

Reputable crypto casinos, including several on this list, offer deposit limits, loss limits, session time reminders, self-exclusion options and account closure tools. These exist because gambling carries real financial risk, and crypto adds a layer on top: the SGD value of coins in your casino balance or freshly withdrawn to your wallet can rise or fall with the market independently of anything you do at the tables. A win denominated in a volatile coin can lose real-world value before you convert it, and a loss can be amplified if the coin you deposited with rises in value after you've already spent it gambling. Never gamble with money you can't afford to lose, and never treat crypto casino play as a way to recover from financial difficulty — if gambling stops feeling like entertainment, that's a signal to step back, use the limits and self-exclusion tools operators provide, and seek support.

Making your own choice from this comparison

The right crypto casino Singapore option depends on which of the priorities above matters most to you: Betpanda and Cryptorino for large headline bonuses with reasonable wagering, Punkz for a stablecoin bonus that avoids price-swing uncertainty, Thrill for rakeback if you play high volumes, and Vave if you want sportsbook and casino combined in one wallet. Whichever option you consider, verify current licensing, coin support, wagering terms and withdrawal limits directly with the operator before depositing, since terms change and this comparison reflects information available as of the fact-check date. If you have questions about this comparison or want to flag something for review, you can get in touch with us.

Frequently Asked Questions

Is it legal for Singapore players to use a crypto casino?
Singapore's Remote Gambling Act restricts locally licensed online gambling to a small number of exempt operators, and it does not specifically legislate for offshore crypto casinos used by residents. This puts offshore crypto casino play in a legal grey area rather than a clearly sanctioned or clearly banned activity for individuals. These sites are typically licensed in jurisdictions like Curaçao rather than by any Singapore regulator, so you are relying on that overseas licence, not local protection. If you are unsure how the law applies to your situation, speak with a qualified legal professional.
Do crypto casinos really offer no-KYC play?
Many crypto casinos let you deposit, play and make smaller withdrawals without submitting ID, which is the main draw for privacy-focused players. However, almost every operator reserves the right to request identity verification for larger withdrawals, suspicious activity, or to comply with anti-money-laundering checks. Treat 'no-KYC' as reduced friction for typical play rather than a guaranteed permanent exemption from verification.
Why do crypto casino payouts vary so much between sites?
Payout speed depends on a mix of factors: the operator's internal review and approval queue, the cryptocurrency's own network confirmation times, and any withdrawal limits or verification steps triggered by the amount. Bitcoin withdrawals can take longer to confirm on-chain than Litecoin or a stablecoin like USDT, independent of how fast the casino itself processes the request. Any timeframe an operator advertises is a target, not a guaranteed result.
Does using crypto protect me from losing money gambling?
No. Cryptocurrency changes how you deposit and withdraw, not the underlying odds or house edge of any casino game. You also carry crypto price volatility risk on top of normal gambling risk — funds sitting in a casino wallet or cashed out can change in SGD value with the market. Only gamble with money you can afford to lose, and use the responsible gambling tools most operators provide.
Do I need a crypto wallet before I can play?
Yes, in most cases you need a self-custody wallet or an account with an exchange to buy cryptocurrency and send it to the casino's deposit address. Setting one up involves creating a wallet, securing your private keys or seed phrase, buying coins through an exchange, and sending them on-chain to the casino. This adds a learning step for players new to crypto, and network or gas fees apply to most transfers.